Full Renovation


Property renovation is almost a rite of passage for anyone hoping to climb the housing ladder but with ambitions beyond their means. Run-down houses can represent real bargain potential and can prove an excellent way to stretch a budget and get more home for your money.

Renovation is not without its risks, however, and the first-time renovator can easily come unstuck, especially if they are tempted to rush into starting work without first taking stock of the structural condition of the property.

1. Make a plan

Assess what you’d like to renovate and set priorities. That includes deciding where to start, and making sure you have the time and budget needed to get the work done.

2. Set a Budget

Come up with a final number on how much you want to comfortably spend on the renovation. It may be a good idea to check out how much average projects cost. Consider budgeting an extra 10 to 20 percent for unexpected costs that may arise.

3. Talk to Your Insurance Agent

It may be a good idea to contact your insurance agent to help make sure you’re comfortable with the amount of coverage you have in place for your renovation project. Once the upgrade is complete, you may also want to consider evaluating your coverage again so you can make sure it fits your needs.

4. Hire a Contractor

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5. Secure Permits and Order Materials

Typically required in many municipalities, permits can also be critical to helping avoid having to redo work. Make sure your contractor checks your municipality’s latest regulations, since inspection rules change and vary in different locations.

Once you have the permits sorted out, you may also want to start ordering the necessary materials like lumber, drywall, new windows and doors, etc.

6. Start Demolition

Once all your materials arrive at the job site and have been inspected, it’s demolition time. If space is being added, then framing generally takes place, says Better Homes and Gardens. If walls within are being moved, it may be a good time to potentially install any new windows and doors.

Work Behind the Walls

Generally, this is the time for critical work behind walls, below floors, and above ceilings — plumbing, electrical, heating and air conditioning rough-ins, subfloors, and insulation. Next, patch, hang drywall, tape and sand for smooth exterior surfaces.


7. Add Finishing Touches

It’s time to add those last details and decorations — final painting, back splashes, floor sealing, light fixtures, hardware and any other touch-ups.

Once a renovation is complete, be sure to take a moment to enjoy your new surroundings, and maybe even start dreaming of your next project.